JiangQwerty
New Member
Hey everyone - I finally got around to my activation trip last month and am now back in Australia. Surprisingly the Green Card came within two weeks, but my SSN never came and I had to go to the SSN office to apply for one.
Just wanted to ask a question for those who are back in Australia post-activation trip and are intending on moving in a few months. Did any of you enroll in health insurance for the 2019 year? I'm conscious that I now need to file taxes in the US for 2019 but am worried I'll be penalized if I don't hold health insurance we are now LPR's. There's a 60 day special enrollment window that allows people who've had a chance in circumstance (i.e. lost coverage from employer, moved, etc.) to get health insurance outside of open enrollment so I'm thinking about whether I should take that up?
Also, is anyone who is now back in Australia enrolling in the current open enrollment period for 2020 right now?
When I did my activation trip I ended up researching this point a fair bit through by reading the Product Disclosure Statement (terms and conditions) of a few different travel insurance policies. The conclusion I came to in the end was that you could purchase the insurance and be covered if you were an Australian resident. In their view, "Australian resident" was anyone who was willing and eligible to be repatriated to Australia if needed.
I'd imagine this was with the intention of excluding people on a tourist visa purchasing the policy who, after leaving the country to do travels to another country, may not be able to come back. The insurance company would be required to repatriate them back to their home country.
Just wanted to ask a question for those who are back in Australia post-activation trip and are intending on moving in a few months. Did any of you enroll in health insurance for the 2019 year? I'm conscious that I now need to file taxes in the US for 2019 but am worried I'll be penalized if I don't hold health insurance we are now LPR's. There's a 60 day special enrollment window that allows people who've had a chance in circumstance (i.e. lost coverage from employer, moved, etc.) to get health insurance outside of open enrollment so I'm thinking about whether I should take that up?
Also, is anyone who is now back in Australia enrolling in the current open enrollment period for 2020 right now?
I've spoken to a couple of Aus companies, and they said there's no exclusion as a US permanent resident, as long as I purchase as an Aus citizen I'm covered in America. I'm a bit concerned though that they won't accept a claim should anything happen medically, as the customer service reps weren't all that convincing.
When I did my activation trip I ended up researching this point a fair bit through by reading the Product Disclosure Statement (terms and conditions) of a few different travel insurance policies. The conclusion I came to in the end was that you could purchase the insurance and be covered if you were an Australian resident. In their view, "Australian resident" was anyone who was willing and eligible to be repatriated to Australia if needed.
I'd imagine this was with the intention of excluding people on a tourist visa purchasing the policy who, after leaving the country to do travels to another country, may not be able to come back. The insurance company would be required to repatriate them back to their home country.