stonesanjay
Registered Users (C)
As a new immigrant, you are not likely to get an unsecured credit card soon. It takes time and good credit score to get those cards. The secured card is an exception because basically you load the card with your own money and use it when required. Thus, no one is lending you money, so it is easy to get one. The others, forget about them now since you will not get one soon. When you load the card with your money, you can use it any time and if you decide to use all - that's not a problem.
As to which one is better, it depends on the terms of the agreement and more importantly how high your credit score. The high your CS, the more you can bargain for better terms.
Txs.
I tnk the unsecured Credit Card is the Mastercard,Visa or America Express?