Off topic- need some advice

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mesbahul

Registered Users (C)
This is not pertaining to asylum. Hope you guys can help me. I am bringing over my parents to visit us in the U.S. for the first time. Since my mom's health is not in good shape, I really want her to get some advanced medical attention due to diabetes, joint pains among other issues.

I was wondering if I get her health insurance, would the insurance company pay the hopital? Other options I might not know about? By the way I am based out of New York City.

I would appreciate your comments.
 
Insurance will pay that is no question. Other question is if you will get insurance for her? bcs it is pre existing, insurance probably will not pay for that. Other option but IT IS BAD TO DO, she can come get help and leave... no SSN mean she cant be trased, but it is really bad way to do it...

mesbahul said:
This is not pertaining to asylum. Hope you guys can help me. I am bringing over my parents to visit us in the U.S. for the first time. Since my mom's health is not in good shape, I really want her to get some advanced medical attention due to diabetes, joint pains among other issues.

I was wondering if I get her health insurance, would the insurance company pay the hopital? Other options I might not know about? By the way I am based out of New York City.

I would appreciate your comments.
Click to expand...
 
pipabest said:
Insurance will pay that is no question. Other question is if you will get insurance for her? bcs it is pre existing, insurance probably will not pay for that. Other option but IT IS BAD TO DO, she can come get help and leave... no SSN mean she cant be trased, but it is really bad way to do it...
Click to expand...

I heard that was an issue in Canada with their free National Healthcare. A lot of people from all over the world would come to get a free sergery and then leave. Now they try to keep a track of whom they provide healthcare to.
 
Actually you can't get free healthcare in Canada unless you have a provincial health card and to qualify for that you must either be a permanent resident or citizen. Plus, it takes 90 days in most provinces for the healthcare to kick in and become active (from the date of application). So the days of getting free healthcare and scamming the system are long gone.

On the bright side, because healthcare is subsidized by the government, it is still cheaper in Canada without insurance than it is in the USA. For example, in Ontario the cost of having a child is roughly $800 for the uninsured (it is fully covered by the provincial healthplan), but here in NY State the cost is about $5000 (on average) and even with health care you end up paying 10% or so of the cost depending on your coverage + deductibles.

Honestly when it comes to healthcare, I would take Canada any day even with the long delays for certain benefits. At least you don't have to ever worry about your child's or elder parent's health care if you happen to loose your job or something like that.
 
mesbahul said:
This is not pertaining to asylum. Hope you guys can help me. I am bringing over my parents to visit us in the U.S. for the first time. Since my mom's health is not in good shape, I really want her to get some advanced medical attention due to diabetes, joint pains among other issues.

I was wondering if I get her health insurance, would the insurance company pay the hopital? Other options I might not know about? By the way I am based out of New York City.

I would appreciate your comments.
Click to expand...

I'm afraid it will prove to be very difficult to get health coverage in the USA for your mother if her health is failing. Since the health industry in this country is driven by revenue and it is a business, they generally do not like to insure the elderly and sick. They only want health young people who will pay their premiums and not use the services (or so they hope).

Shop around because diabetes and joint pain are considered manageable ailments here, but be prepared to pay hefty monthly premiums.
 
LolaLi said:
Actually you can't get free healthcare in Canada unless you have a provincial health card and to qualify for that you must either be a permanent resident or citizen. Plus, it takes 90 days in most provinces for the healthcare to kick in and become active (from the date of application). So the days of getting free healthcare and scamming the system are long gone.

On the bright side, because healthcare is subsidized by the government, it is still cheaper in Canada without insurance than it is in the USA. For example, in Ontario the cost of having a child is roughly $800 for the uninsured (it is fully covered by the provincial healthplan), but here in NY State the cost is about $5000 (on average) and even with health care you end up paying 10% or so of the cost depending on your coverage + deductibles.

Honestly when it comes to healthcare, I would take Canada any day even with the long delays for certain benefits. At least you don't have to ever worry about your child's or elder parent's health care if you happen to loose your job or something like that.
Click to expand...

yes one of my biggest wishes is to see universal health care enacted in this country. All the
industrial democracies have this.
 
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