does Credit History effect N-400

P

PittsfieldMA

Registered Users (C)
Friends,

I was looking at my annual credit report for some reason and I came across a collection remark from past hospital visit. Does this affect N-400 processing in any way?
I am sorry if this kind of question is already been discussed but I was not able to find any.
thanks!
 
PittsfieldMA said:
Friends,

I was looking at my annual credit report for some reason and I came across a collection remark from past hospital visit. Does this affect N-400 processing in any way?
I am sorry if this kind of question is already been discussed but I was not able to find any.
thanks!
Click to expand...

USCIS is not giving you any loan so credit history has no effect on your N-400. But fraud cases, financial crimes (and other crimes), overdues to IRS, etc would affect the file.
 
Should not affect you. However, if this is an incorrect remark on your CR, then contact the credit bureaus to get it removed. If it is correct, settle your dues before the hospitcal decide to up the ante.

PittsfieldMA said:
I was looking at my annual credit report for some reason and I came across a collection remark from past hospital visit. Does this affect N-400 processing in any way?
Click to expand...
 
thanks!

Thanks much for the answers!

Yes it is an incorrect entry on the history and I have initiated a dispute. Thanks for the suggestion Triple Citizen!
 
PittsfieldMA said:
Friends,

I was looking at my annual credit report for some reason and I came across a collection remark from past hospital visit. Does this affect N-400 processing in any way?
I am sorry if this kind of question is already been discussed but I was not able to find any.
thanks!
Click to expand...


Your credit history I believe is better than most people. However, these days, you shouldn't care about credit... the market is in the toilet...:rolleyes: Just make sure your credit history is correct, names and date of birth and you can account for all loans and credit cards.
 
OK now I am really curious. I had a friend of mine get turned away by a Judge (Or a IO, I am not 100% sure) because he had an unsettled dispute with a local utility company over a sizable charge (Something like 900 dollars) and he was told to go settle that account and then come back and that was basically the only hurdle in his case. That sort of information can only gotten from a credit report no?

Any ideas about that?
 
Local utilities are often run by a government. The utility may have entered a lien against him, that would be treated as an unpaid tax potentially.
 
eltoro said:
Local utilities are often run by a government. The utility may have entered a lien against him, that would be treated as an unpaid tax potentially.
Click to expand...

Still it is hard to understand how USCIS got to know it. Maybe credit history os part of FBI name check.
 
WBH said:
Still it is hard to understand how USCIS got to know it. Maybe credit history os part of FBI name check.
Click to expand...

I'm willing to bet that WillH's friend voluntarily disclosed this information at the interview and was unfortunate enough to get an overzealous IO. The USCIS doesn't check credit history.
 
Vorpal said:
I'm willing to bet that WillH's friend voluntarily disclosed this information at the interview and was unfortunate enough to get an overzealous IO. The USCIS doesn't check credit history.
Click to expand...

Or sometimes second-hand stories are not really what they actually are.
Remmeber we have a case the husband went to interview and the wife
thought readminitration of the oath is miranda warning.

There was this nyc_newbie who claimed citizenship application was declined
because of 4 ordinary traffic tickets (2 outside 5 year period) and many here
do not actually believe that
 
WBH said:
Or sometimes second-hand stories are not really what they actually are.
Remmeber we have a case the husband went to interview and the wife
thought readminitration of the oath is miranda warning.

There was this nyc_newbie who claimed citizenship application was declined
because of 4 ordinary traffic tickets (2 outside 5 year period) and many here
do not actually believe that
Click to expand...

I actually talked to nyc_newbie a couple of weeks ago through PMs. He had his appeal hearing in April and is waiting for a decision. I don't think that he was lying. I do, however, think that the USCIS severely f****d up in his case. How the denial for traffic tickets got past supervisors is beyond me...unless, of course, supervisor review is merely a rubberstamping process.
 
Who knows?

Helphelp1 said:
guys does uscis check the credit history wether its bad or good
Click to expand...

HH, who knows? USCIS spend a lot of time preparing crap to throw against the wall hoping it will stick..:cool: However, just pay your bills..it will make you a patriot..:) It is unAmerican to be in debt, except for the federal govt.:D:D:D I suspect they do credit history to compare answers and addresses where you lived...
 
:p
formerf1 said:
The contrary is true. Consumer debt is as american as apple pie.

:)
Click to expand...

Self-deprecating humor is good for this forum...:p I am well aware americans swim in on average 9 credit cards debts averaging $9000 per card... immigrants need to pay their bills or their N400 application might be denied...:p
 
You must log in or register to reply here.
Top