My car had been scratched by some people's car and they ran away. I had to use my insurance to fix my car, it is over $500, do I need to report this kind of thing. I didnt get a ticket from police though, but I did report to the state department of motor vehicle per state requirement. Also one time I was driving on highway and ran into the side of the road and stuck in the field, luckily there was no trees or any walls, it was just plain field, nobody was injured. My car was totaled, police came and I didnt get a citation. But my insurance company paid me $5000 for that old car. Do I need to report this kind of thing for I used insurance and it cost more than $500?thanks a lot!