Susie, I had a list I shared it. I don't know the origins of it, but I thought it could help someone, it made sense to me. However, what I think makes sense, might not be of value to others, and that's ok. People have their own way of thinking, that's why they say: we agree to disagree. I admire you and Brit, an d Mom for your countless time spent here, helping others, I've benefited from your post, loads of respect for you three. So thank you, you do make a difference here on this forum in peoples lives, you three are truly amazing. When I win my lottery in the future, it will be all because of you three and your factual information here. hats off to you. Bless your day and your lives with beautiful opportunities, things and people, Blessings to you. Take care