Social Security money will be refunded?

sss234

Registered Users (C)
I know this is not exactly an immigration related topic, however have a question.

Do we get the social security money back as refund, once we completed ten years stay in US and after leaving US for the non US citizens? GURUs please shed some light on this.
 
I don't think you will get any refund after 10 years. For each year you work you earn 4 credits. After you earn 40 credits you are entitled for social security benefits no matter where you might be living as and when the time comes to claim those benefits.
 
Thanks, vettipuls.
If a person has 40 credits one is eligible for benefits if the person lives in US. For US ciitizens, you are right wherever they are they get the benefit. Non US citizens (if they had 40 credits) are also eligible for the benefits if they live in outside US?
 
You can be any country and still claim those benefits. You are entitled to those and they are yours when the time comes. It is not necessary that you should be here in the US. That's why if you have plans to go back after accruing 40 credits you need to make sure SSA office has your most current overseas address. ss benefit checks will be mailed there.

But god only knows by the time we are due our share whether there would be any money left in the social security system. But that's a whole different story.
 
As far as I know,
You would get those benifits only If you are legal resident & living in america after 591/2 years.
 
Originally posted by sss234
I know this is not exactly an immigration related topic, however have a question.

Do we get the social security money back as refund, once we completed ten years stay in US and after leaving US for the non US citizens? GURUs please shed some light on this.


Only citizens of certain countries are eligible to get Social security money back. Seach for "Totalitarian agreement" on this site(immigration.com).
 
30 Countries excluded to the receive Social Security benefits..

The exception rule applies to citizens of over 30 countries who may have been employed in America for part of their career. The list of countries includes India, China, Afghanistan, Thailand, Kenya, Tunisia and Bangladesh.

Workers from several Western European countries and Canada can claim social security benefits even if they worked in the United States for less than 10 years. The reason is the United States has treaties of reciprocity with these countries.

"The reciprocity rule in the treaties means that if a US citizen went to this other country and worked there for a few years under that country's retirement system, then the US citizen could also collect retirement benefits from that country" .

In addition, the United States also has 'totalization agreements' with some countries, such as the United Kingdom, under which US nationals can receive retirement benefits based on their combined work history at home and in the other country.

But America has not signed any such treaty with India. The reason could be that India does not have a national retirement system similar to the United States and many other Western nations.
 
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