Don’t run away from the situation, if you have taken the services, and you are a good citizen, you must ready to pay for the services. You should definitely do some efforts to minimize the bill and find all possible ways to negotiate, waive and reduce the charges. Communication is the key ..
1. Talk to the billing dept.: Find out if they have a waiver policy. Some hospitals have a waiver program, if the patient qualifies, espeically if he or she is not in good financial standing, you may have to provide proof of income, etc.
2. Request for discount: Accounts departments may agree to give some discount. In many cases, hospitals offer any where from 25% to 70% discount.
3. Payment terms: Ask if the payment can be made in easy and affordable through installments programs, like paying X dollar per month for next 2 years etc.
http://www.visitorscoverage.com/insurance/knowledge/visitorinsurance-handling-uncovered-services.htm
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