1. I thought it would be best if I waited until I completed 5 years.Why didn't you apply with the 3-year rule in 2011? Did you get married after obtaining your green card? Are you aware that your spouse must have had US citizenship for at least full 3 years as of the date you apply with the 3-year rule?
2. No.
3. Yes.
The thing that bothered me the most is the way that they claim that I was willfully failed to register for SS. This kind of bold statement makes you think.