The new immigrant insurance would not qualify (as it is a different type of insurance) so you would not meet the obligation to have health insurance.
Understand that the new immigrant insurance is almost like a travel insurance thing - it might provide a safety net for a disaster but it does not cover normal health events like GP visits and so on.
The ACA (Obamacare) is not priced too badly for what it offers and if something is dramatically less than that it is probably dramatically different.
Oh, so it would not meet the obligation to have health insurance ... I feared that might be the case, after all.
Actually, I read through their info on
what it covers (page 2) and it seems to cover normal GP visits (up to 10...not sure if they mean p.a.).
How much are you paying in monthly premiums and what's your annual deductible, have you signed up under healthcare.gov yet?
The last thing I read of you was that you had moved into a new rental home in an expensive area in SF east bay, is that Berkeley?
I once did a search to get an idea and the results I had on my screen seemed 'interesting'...mostly really old dwellings in the $3k+ range per month.
We are looking at visiting southern California (and Vegas
on a trip next month actually. It will be a mix of vacation and soul searching. Regarding California, it's amazing the amount of comments I see from actual US peeps, i.e. that they would be moving there if the cost of living and taxes were not so unfavorable (to a state like FL for instance, I guess).
Are you planning on staying in California? I had actually thought that you were going to live and work in FL in your brother's business.
I probably could have been a bit more clear - I did use the new immigrant insurance as a stop-gap until my work insurance coverage began in February.
Your post was clear to me, Simon kindly replied to my comment