aos applicant , got ssn ,was denied opening an a bank account please advice!!!

M

mr needy

Registered Users (C)
Heelo evry one , i finally got my my SSN(after 6 weeks ) by calling the 800 no. i didnt get it in the mail though..., hope fully i will get it a week,.
there was a problem i wanted to disscuss with u guys i hope some one will help me out....
my ssn was issued on 07/21/05 i called and 800 no and got the no. ...., as a normal procedure i went a bank to open a account and also to add my name in my wifes acct as well,
this is the 1 st time evr i got a ssn so it brand new no ,while i was opening an account , on the system an error mess came saying that i cuoldnot open an account as my name is on their CHEXSYSTEM, i dont what it was they gave me report saying that I should 1st take my name of the chexsystem and apply for a bank account.or i may not be allowed to open an account i was never aware of this thing called the CHEX system.when i came and cheked online what the hell it was ,its a cosumer reporting agency which report some thing like a fraud...mishandling of account etc . i dont why they have my name on the chexsystem???????. did any body have an exp like this if so waht r the consequences what can i do??? .what iam thinking is that since it is a new ssn , so therefore it might not be in the system i hope that is the only thing please advice
 
AmericanWannabe said:
I wonder why SSA does not consider issuing high-tech SSN card with photos, barcodes, magetic stripe etc.
Click to expand...

Why? 99.9% of the time an SSN is given, it's not done with the card itself.
 
TheRealCanadian said:
Why? 99.9% of the time an SSN is given, it's not done with the card itself.
Click to expand...

But for financial purpose, a SSN is usally verified before loan
is approved. So how come one can juts make
up a number can apply for a loan with it?

and I don't know if SSN has some check digit
embedded or not - like all numbers
should add up to a mutileple of 7
and something like that
 
AmericanWannabe said:
But for financial purpose, a SSN is usally verified before loan is approved. So how come one can juts make up a number can apply for a loan with it?
Click to expand...

Well, it depends. If am borrowing a quarter million for some property, you'd better believe that they'll verify the SSN versus my name and check it's valid. For smaller stuff, they don't.

A high-tech security card is of little value, as I suggested above, since the only time I've ever shown my physical SSN card was filling out an I-9. For everything up and including my mortgage, they've never seen the card - just the number.
 
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