This is completely incorrect. Any account that had over $10K US in it at any point during the year must be declared. All interest income needs to be declared, no matter what the amount.
I can only speak for Atlanta, but generally if you don't get interviewed by lunchtime, you won't be getting a same day oath. The time of the week shouldn't matter.
For me, I had an interview early enough but wanted to do the oath with my wife, who interviewed the same day but after lunch. We...
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