Will an education loan default cause future refusal of immigrant status?

F

futuredentist

Registered Users (C)
Back in 2006, I attended Dental school for a semester. After the completion of the first semester, I was denied my private international student loan for further semesters on the grounds that foreign nationals are no longer eligible unless they have a green card which I didn't have. I had to quit my dental education and move to a different country, give up my dreams and look for a job that was enough to pay the bills and the monthly installment for the loan that paid for my first semester.

I have recently been unable to pay my installment (have just missed the payment for the first time this month) due to my losing my job. I have no other financial help and even wrote the lender about my situation and all they offered was to defer my loan for a year which I do not want to do.

My question is, if in the future, I do want to immigrate to the US through green card lottery or perhaps through marriage, will I be refused immigrant status due to my failure to pay my loan?

Thanks in advance for your advice,
No longer FD
 
No. Next question?

futuredentist said:
Back in 2006, I attended Dental school for a semester. After the completion of the first semester, I was denied my private international student loan for further semesters on the grounds that foreign nationals are no longer eligible unless they have a green card which I didn't have. I had to quit my dental education and move to a different country, give up my dreams and look for a job that was enough to pay the bills and the monthly installment for the loan that paid for my first semester.

I have recently been unable to pay my installment (have just missed the payment for the first time this month) due to my losing my job. I have no other financial help and even wrote the lender about my situation and all they offered was to defer my loan for a year which I do not want to do.

My question is, if in the future, I do want to immigrate to the US through green card lottery or perhaps through marriage, will I be refused immigrant status due to my failure to pay my loan?

Thanks in advance for your advice,
No longer FD
Click to expand...
 
can u pls explain?

I had spoken to a legal assistant once and she had told me that a loan default would be an issue of moral turpitude and a possible reason for being turned down at a certain stage of immigration..
 
Was this a Federally guaranteed or subsidized loan? If yes, it won't stop you from getting a green card, but once you move back to the US the Federal govt. will be on your tail to pay it back, possibly garnishing wages.
 
Not federally guaranteed.... private lender called Access Group. It is good to know that it won't affect things in the future but hate to default ..
 
Last edited by a moderator:
Are you sure it's not Federally backed in one way or another? Many private student loans involve some kind of Federal guarantee or subsidy.
 
You must log in or register to reply here.
Top