Why!!!

kelvin

Kid,

People have already told you that if you have problem getting credit it is because of your lack of job record, not because immigration. Can you get a job and start building up credit history? Or you can get a secure credit card and make all your payments on time. In about one year or so you will get some very best credit offers.

Just stop whining about your immigration status becasue it has nothing to to with credit. Even if you walk with a passort, some banks might turn in down because you have no record, OK??????

So do not make your life make your life more complex than it is.
 
Re: kelvin

Originally posted by dangdang
Kid,

People have already told you that if you have problem getting credit it is because of your lack of job record, not because immigration. Can you get a job and start building up credit history? Or you can get a secure credit card and make all your payments on time. In about one year or so you will get some very best credit offers.

Just stop whining about your immigration status becasue it has nothing to to with credit. Even if you walk with a passort, some banks might turn in down because you have no record, OK??????

So do not make your life make your life more complex than it is.
Click to expand...

who is kid??!
u'd better re-read what i posted!
i've told u guys million times that bank man told me their new policy requires ppl who applying for regular credit cards HAVE to show them actual Greencard. otherwise ppl who dont have gc can only get a points unaccumulateable credit card, which is secure credit card, and ppl can only get their deposit back after they get their Green Card!

i dont wanna repeat my saying anymore. u r so boring
 
I am sure LA has more than one bank. Can you shop around????????

Why are you so obsessed with what one low-level bank clerk told you??????

People other than myself have told you that they do get unsecured credit cards, kid. Think about it, if what you were saying is true, it would have been reported somewhere. Do not think you would discover it first.

Have a nice weekend, kid.
 
Originally posted by dangdang
I am sure LA has more than one bank. Can you shop around????????

Why are you so obsessed with what one low-level bank clerk told you??????

People other than myself have told you that they do get unsecured credit cards, kid. Think about it, if what you were saying is true, it would have been reported somewhere. Do not think you would discover it first.

Have a nice weekend, kid.
Click to expand...

one more time, I'm not kid
and what i did is asking for the reason why
nothing else, kid
 
Kelvin2088,

May I suggest that you go to different banks and see if you can get credit there? You can even apply on the Internet these days.

Again, there is no "new policy" with respect to this
 
Originally posted by Gilbert
Kelvin2088,

May I suggest that you go to different banks and see if you can get credit there? You can even apply on the Internet these days.

Again, there is no "new policy" with respect to this
Click to expand...

ok thanx for ur suggestion..
actually i had ready tried to apply for cc thru net
 
Kelvin,

I am buying a house and I am getting my mortgage on the same basis as permanent residents. They treat my asylum approval documents as if they were a green card.

Hope this helps.
 
Guys,l

This kid just does not get it, regardless of how many people explaining their experience . He is obsessed with one encounter with a confused bank clerk. It is a waste of time trying to reason with and help this kid find his way in the US. I would suggest that we stop addressing this topic because we know that asylee status is not an impediment to getting credit in the US.

So just ignore this kid.
 
Originally posted by dangdang
Guys,l

This kid just does not get it, regardless of how many people explaining their experience . He is obsessed with one encounter with a confused bank clerk. It is a waste of time trying to reason with and help this kid find his way in the US. I would suggest that we stop addressing this topic because we know that asylee status is not an impediment to getting credit in the US.

So just ignore this kid.
Click to expand...

u have really bad attitude on treating me
if u dont wanna help me, just dont open this msg,nobody command u c this.
what i did is just ask a question, then try to clear all my confusion, but ur behavior just like a proudhearted INS officer.
ok anyway...i'm happy to be ignored by u...but i'll never allow u affect my right of asking question here, also u silly never ever try to do sth which based on ur stupid/terrible attutude to irritate other people's mind!:mad:
 
Originally posted by kelvin2088
ur guys credit record must be built before 911
i mean for asylum who just start to build the credit after 911
Click to expand...
Maybe they didn`t like your face or they didn`t trust you.I have a friend who has been in the US since 12/01 he applied for cc in 01/02 he got it he even got a car.You may need to try to get a secured cc,use it for a while then you will be able to get an unsecured cc after building your credit.Don`t put yourself in too much stress.Many of us were not using cc in our countries until we came in the US.
 
Re: annv

Originally posted by dangdang
How difficult is it to obtain a license or a photo ID?????? What is the whining all about?
Click to expand...
It is difficult when for 93 year old grandma with replaced hip. Still I would take her to DMV, if I did not find a bank, which accepted passport as valid ID(Apple bank)
 
Back to the issue of credit cards, Kevin I have had US based credit cards since 1997 when I was an F1 student. Back then the bank that filled out the application for me checked US citizen in the question box because they assumed I was one, without asking me. (I wish I was in real life, but in good time...)
I guess I looked the part, most people think of asylees/refugees as poor uneducated, people that can't speak English. But that's hardly true!

You just have to be good about paying it back and on time, or pay in full every month. As long as you are immigrant, which asylee's are you should qualify for a credit card, as long as you earn money (which I assume you do)

Don't apply for the low APR or Platinum cards (coz you won't get it) . Open a credit account and keep it for 3 years. After that you credit rating should improve, and you'll qualify for low APR's.

Today I have a platinum card, AMEX, and I pay zero interest on my car , but it took a 3 year wait and a good payment record.

Like our pending 485s, good things come to those who wait.
 
Last edited by a moderator:
Originally posted by meLIBERTY2

You just have to be good about paying it back and on time, or pay in full every month. As long as you are immigrant, which asylee's are you should qualify for a credit card, as long as you earn money (which I assume you do)

Don't apply for the low APR or Platinum cards (coz you won't get it) . Open a credit account and keep it for 3 years. After that you credit rating should improve, and you'll qualify for low APR's.

Today I have a platinum card, AMEX, and I pay zero interest on my car , but it took a 3 year wait and a good payment record.

Like our pending 485s, good things come to those who wait.
Click to expand...
I for some reason doubt that this kid is working.
 
Originally posted by dangdang

I for some reason doubt that this kid is working.
Click to expand...

what i did is none of ur business!u'd better get out here, dont bother me anymore!i dont even want to mention u, but ever time u just fight with me on purpose! anyway, u can do what ever u want, but pls behave urself and dont bother me,dont irritate other ppl, dont injury me by calling me kid, actually that's impossible for u to succeed ur stupid plan which insult me in this forum, other ppls' minds on me will not be changed by u. i dont want to waste my time on u anymore!u'd better realize how bored u r!
 
Last edited by a moderator:
You must log in or register to reply here.
Top