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Use personal fund from his own country to enter a fellowship program
- Thread starter dear3545
- Start date
personal funbds for fellowship
Many foreigners who come to the US for advanced training, get sponsored by someone other than the US govt. e.g. their own home country govt, world bank, WHO etc etc. So use of personal funds is not a problem.
If you have the money to spend, and there is someone willing to give you the position > go for it.
(check the credentials of this place offering the position. it may be an unaccredited training which will not give you any official degree that can be used legally, it could just be a *work experience label*)
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Yes. can be done. people do it all the time.dear3545 said:Has anyone ever heard about IMG using his personal fund or fund from his own country for entering a fellowship program?
How can an IMG enter a fellowship program which doesn't financially support the IMG? Can he use his personal fund?
Many foreigners who come to the US for advanced training, get sponsored by someone other than the US govt. e.g. their own home country govt, world bank, WHO etc etc. So use of personal funds is not a problem.
If you have the money to spend, and there is someone willing to give you the position > go for it.
(check the credentials of this place offering the position. it may be an unaccredited training which will not give you any official degree that can be used legally, it could just be a *work experience label*)
.
- Yes, it can be done
- Money can be from a private company (saudi oil companies train their company docs that way)
- Money can be from some sort of foundation in your home country that wants to further your specialty (e.g. you countries leukemia foundation sponsoring a heme-onc fellowship).
- It cannot be your 'own' cash. (The guys here know that people would borrow money from lenders and try to work illegaly on the side to pay it back.)
- You will have to come on a J1 visa (H1b visa requires genuine employer-employee relationship and specifically excludes self-funded jobs)
- You will be subject to a requirement to return to your home country for at least 2 years after finishing
- Be sure to do an ACGME accredited fellowship (some specialties like ophtho though don't have that, all their fellowships are 'private')
- Be prepared to bring at least $80.000 per year if you think about doing that (45k for your salary, 20k for your benefits such as health and disability, 15k for 'overhead' to the host institution)
- You will still need USMLE 1+2ck+2cs
- Money can be from a private company (saudi oil companies train their company docs that way)
- Money can be from some sort of foundation in your home country that wants to further your specialty (e.g. you countries leukemia foundation sponsoring a heme-onc fellowship).
- It cannot be your 'own' cash. (The guys here know that people would borrow money from lenders and try to work illegaly on the side to pay it back.)
- You will have to come on a J1 visa (H1b visa requires genuine employer-employee relationship and specifically excludes self-funded jobs)
- You will be subject to a requirement to return to your home country for at least 2 years after finishing
- Be sure to do an ACGME accredited fellowship (some specialties like ophtho though don't have that, all their fellowships are 'private')
- Be prepared to bring at least $80.000 per year if you think about doing that (45k for your salary, 20k for your benefits such as health and disability, 15k for 'overhead' to the host institution)
- You will still need USMLE 1+2ck+2cs
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The way it works is:
-- foundation/company gives a grant of 80k/year to your host institution, earmarked to be used for your training.
-- institution pays: your health , disability, malpractice insurance etc.
-- instituion pays to you approx 45k in 'stipend' or salary
-- if you stay less than two years, all you pay is federal income tax (not too bad, you pay something like 6-8k per year in that salary range)
-- you allways have to pay state income tax (where applicable). This is usually another $500-2000 per year.
-- if you stay more than two years, you have to pay 'FICA' in addition to federal and income tax. This includes 'social security' (basic retirement benefit) and 'medicare' (basic medical insurance for the elderly).
-- foundation/company gives a grant of 80k/year to your host institution, earmarked to be used for your training.
-- institution pays: your health , disability, malpractice insurance etc.
-- instituion pays to you approx 45k in 'stipend' or salary
-- if you stay less than two years, all you pay is federal income tax (not too bad, you pay something like 6-8k per year in that salary range)
-- you allways have to pay state income tax (where applicable). This is usually another $500-2000 per year.
-- if you stay more than two years, you have to pay 'FICA' in addition to federal and income tax. This includes 'social security' (basic retirement benefit) and 'medicare' (basic medical insurance for the elderly).
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