My question involves collection proceedings in the State of: Texas
I have an M1 visa and have been living in India for the past 3 years. I came back here after my school shut down and I had no time to transfer. After the time I came back here, I got an email from a prepaid phone card service I used in the USA that my automatic payment had been denied due to addresses on my account not matching the address with the calling card company.
This made me lookup my bank account -I hadnt frozen any activity on it or closed it, unaware that automatic subscriptions would continue being allowed even though there was no balance in the account - and it was -2000$ due to automatic renewals of various subscriptions, etc.
Since I am no longer in the states, I dont know if the bank of america sent me anything by post, but they didnt email me anything about the negative balance either(my email was on my netbanking details). Once I ordered checks through the bank (over 3 years ago), and they did all the correspondence via email, so I am wondering if they would contact me in this case or not? Also, when I opened the account, they had a copy of my passport,address in India, and emergency contact (phone number in India), but I havent heard from them here either.
The bank's newsletters, etc. to me stopped about the same time I left the US (3 years ago) and unknowingly did not close my account. Since then there has been no emails from their side to me. The debit card for that account expired a few months ago (this year).
I now have a new passport but am planning to enter the USA based on my visa in the old passport to finish up my course in Texas. Will I face trouble at the airport when I land? Can I be denied entry or asked to pay a fine on the spot? Is it possible I am in chex systems? Will that cause an issue on my arrival?
I have an M1 visa and have been living in India for the past 3 years. I came back here after my school shut down and I had no time to transfer. After the time I came back here, I got an email from a prepaid phone card service I used in the USA that my automatic payment had been denied due to addresses on my account not matching the address with the calling card company.
This made me lookup my bank account -I hadnt frozen any activity on it or closed it, unaware that automatic subscriptions would continue being allowed even though there was no balance in the account - and it was -2000$ due to automatic renewals of various subscriptions, etc.
Since I am no longer in the states, I dont know if the bank of america sent me anything by post, but they didnt email me anything about the negative balance either(my email was on my netbanking details). Once I ordered checks through the bank (over 3 years ago), and they did all the correspondence via email, so I am wondering if they would contact me in this case or not? Also, when I opened the account, they had a copy of my passport,address in India, and emergency contact (phone number in India), but I havent heard from them here either.
The bank's newsletters, etc. to me stopped about the same time I left the US (3 years ago) and unknowingly did not close my account. Since then there has been no emails from their side to me. The debit card for that account expired a few months ago (this year).
I now have a new passport but am planning to enter the USA based on my visa in the old passport to finish up my course in Texas. Will I face trouble at the airport when I land? Can I be denied entry or asked to pay a fine on the spot? Is it possible I am in chex systems? Will that cause an issue on my arrival?
