Off Topic - Need car Loan advice for Canadian...

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chaimdan

Registered Users (C)
Hi Guys,

Sorry for the off topic post, I'm wondering if anyone here might have some ideas about this.

I received my Green card 3 months ago.. Got a SS #. Right after that I applied for an American Express and was approved (because I have a Canadian AMEX they were able to base my account on my Canadian Credit). They gave me a limit of $2700 for starters. So far I paid two bills in full on time and third one is coming up.

I am moving to California and would like to buy a car, problem is I'm sure they won't finance me because my credit history is so short. Does anyone have any ideas what the quickest route to getting a car loan would be, or better yet have some personal experience in this matter?

Does any Canadian know if there is anyway to use Canadian credit to apply for a US loan?

MY wife never had credit cards so she has no credit history either I suppose (she's only paid utility bills and the like.)

Thanks, Chaim
 
Go to a credit union, whichever you can qualify for, then, aske them for direction, I got a really good deal buying my car(7% Interest rate for 5 years)
 
garrulito said:
Go to a credit union, whichever you can qualify for, then, aske them for direction, I got a really good deal buying my car(7% Interest rate for 5 years)
Click to expand...

Don't wanna sound too ignorant, but what is a Credit Union? and do you mind telling me where you were holding when you got the loan (i.e. did you have credit cards, if so for how long etc...) Thanks

EDITED: I've been reading a little about credit unions... so do I just need to find one in my area that I can join and then they'll help me?
 
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