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Thanks @SusieQQQ for your response and more importantly for your compassion. Sometimes life throws us curve balls. Best of luck everyone.

Hello, Many thanks for your prompt reply @EmilyW , @SusieQQQ and @martinskypemartin. This really is a great resource and people are very generous with their time and input. I am very grateful for this opportunity and know it's a once in a life time chance. My situation is slightly sensitive as...

Hello fellow winners! I've been going through previous comments and forums and this is my first posting. What a great resource. Britsimon, EmilyW and SusieQQQ have been particularly helpful. I have a few questions and any advice is greatly appreciated. Due to a few issues I have held off...