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You do have a fair point, but I don't see any big deal in giving up my Indian citizenship right now(other than voting for Barack ;-) or traveling to a few EU nations easily). If I can get a OCI card for my kid through my mother, I just thought it would be good to do it. That is all.

Hello, I am in the same position as the original poster, but there is a minor twist. My mother is a US citizen with a OCI card, Can I use that as basis to apply for my son's OCI card? Does it still cost just $25 to upgrade from the PIO card to OCI? We may end up getting the PIO right...