Hi GCI, Why don't you let us know the exact ROI that you get from AmLife?
Here are the suggestions I offer to my clients and FYI, although technically the investment is supposed to be "at risk", practically speaking, it is close to impossible to screw up with the following businesses, and I've yet to see anything less than ease in exceeding the USCIS requirements at the end of the 2 year period. As a matter of fact, I will give you a simple example of an average small investor looking to invest $500,000 in a targeted area as well as an ordinary investor looking to invest $1,000,000 in an urban area.
In either case where the investment is made directly as opposed to a regional center, it is quite easy to get a business loan equal to the cash invested, in order to double the amount of cash deployed in the business. Let us say for the sake of argument the small investor only gets $500,000 of his own money and $500,000 from the bank to begin with at an interest rate of 8%. This is easily enough to begin operations with at least 2 Subway shops or 2 La Salsa shops or even 2 DQ or Dunkin shops. In my experience, I've yet to see any of my clients fail to get at least a $7000 per month NOI on a Subway franchise after paying expenses such as raw materials, rent, utilities, salaries, taxes, etc. Assuming the interest payment per month on $500,000 is $3333, and Net Operating Income from 2 shops is $14000, it would still clear $10,000 a month if not more. Annually, it works out to be approximately $120,000, which makes it have an ROE of at least 22%. And these are CONSERVATIVE figures.
For customers who can invest $1,000,000 or more, the better option is to choose a McDonalds which is IMHO, a far safer bet than even Subway, and Subway is already a pretty solid investment to begin with.
FYI, I normally try to steer my low budget clients into smaller towns such as Redding, Chico, Humboldt, Merced and the Tahoe or Shasta areas in CA or Fort Walton Beach, Naples, Venice and Windermere in FL.
The franchises I usually advise my conservative clients to go into are:
1) Subway
2) Dairy Queen
3) Dunkin Donuts and / or Basking Robbins (both are brands of the same corporation anyway)
4) Little Caesars
5) Jimmy John's
6) Wing Stop
7) UPS Store
8) Days inn Motel
9) Super 8 Motel
10) Anytime Fitness
11) Planet Fitness
12) ServPro
13) Massage Envy
14) Baja Fresh
15) La Salsa
16) McDonalds
17) KFC
18) 7-11
19) Krispy Kreme
20) Hungry Howies
I hope this helps.
YMMV (Your mileage may vary, which is legalese for these are figures I've seen, but you may get figures that are radically different).