Recent content by mela

Following information in bold was cited by the agent. IMPORTANT INFORMATION DCU is required, by federal law, to obtain, verify, and record information that identifies each person opening or having access to a DCU Account. I understand that you will ask for my legal name...

As Arlen said, for dependent card, they really don't need any information, other than the name of the person as you (the primary card holder) are responsible for everything. My wife got credit card in her name (Not dependent) around 4 months ago. She have TIN number. She didn't apply for the...

msstl Registered User Join Date: Nov 2004 Posts: 2 DCU gave my wife credit card in her name, no dependency to me and she was on H4 and did not had SSN Probably that card was issued before this law came into effect.

msstl Digital federal credit union 1800 328 8797 msstl, Please give a call to DCU to find out. They or any other bank will not be issueing a credit card (even dependent,secure etc.) without SSN. The reason they mentioned to me was patriot act.

It think even the secure credit card requires an SSN. It is usally given to people with SSN to improve their credit history.

Actually I told the customer service person about ITIN my wife had but he was still insisting that the credit card cannot be issued without an SSN. He was also saying that this came into effect from October (not sure which year). Maybe they have a new rule to report even dependent...

I called a bank (DCU) for a dependent credit card for my wife. It seems they are no longer issueing even dependent credit cards for people who do not have an SSN (per patriot act). Though it is not a major inconvinence, just wanted to know if anyone had a similar problem?