Detail
AVM updated on Oct 29 and said that " on oct 26 we mailed you ..."
and my attorney got it today. I think the mail actually arrived on
last saturday (Nov 3).
also, from my experience in reading the posts, it takes some time ( 2-4 weeks) to write the REF letter. Once they send out the mail, the AVM will be updated. So you need to check your AVM.
Good luck to you.