OPT Application Rejected - Ran out of days

Greetings community,
My name is Juan and I come from Brazil.
I have gotten my bachelor's degree in business and I graduated on May 9th. I have sent my application for OPT on June 26th and I got a response on July 2nd that they received. Unfortunately today 07/24/2020 I got a notification from USCIS that says "due to insufficient funds my application was rejected". I just ran out of the 60 day grace period to apply for OPT. The issue is that I did have money for my application and my financial institution said that I did not have enough funds to pay for the fee even though I do.
I wonder if I can reapply even though my 60 day grace period is over or if there’s anyone I should talk to about my bank’s mistake.
To whom should I talk, what should I do, how can I appeal this case, how can I reapply, how can we fix this situation.
Please, anything would be of huge help!!!

Thanks a lot, community!
Please reach me out