Here is where the critical difference is:
>Where it asks for your individual income, it would be the income that you contribute yourself (as opposed to spouse, etc.). This may be your schedule C income.
>As I said, on question 25 it asks for your AGI on your most recent three years' tax returns.
AGI means Adjusted Gross Income -- this is the taxable income from 1040 line 37. Schedule C has the Gross Income and Net Profit, which are normally much higher than AGI. If I am the only contributor to my income, then 24c should equal 25 and, thus, AGI, which is what I did not know. If so, the assets become critical.
Thanks.